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新車的貸款利率通常比中古車低，這是因為新車的折舊速度較慢，貸款機構承擔的風險較低，因此願意提供較低的利率。�?She insists that her new music converse for alone; it’s not her job, she claims, to get a “beacon of modify.�?But it might be taking place in any case, as she prompts listeners to s